50/30/20 rule calculator
Split your income into needs, wants and savings with the 50/30/20 rule. Adjust the percentages and compare the result with your current spending.
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Your result
Monthly savings
-
Needs
Housing, food, transport and bills
-
Wants
Leisure, eating out and treats
-
Savings
Emergency fund, goals and debt
Current spending
The tool does not transfer these figures to the app. Set up your plan in Papirer.
How it works
Multiply monthly take-home pay by 50% for needs, 30% for wants and 20% for savings or debt repayments. You can change the percentages to fit your situation. Amounts are rounded so they add up to your exact income.
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