Goals

Goals let you set spending limits or savings targets to keep your finances under control. This is a Pro feature.

Contents

• Types of goals
• Creating a goal
• Tracking and status
• Detail view
• Alerts
• iOS widget
• Usage tips

Types of goals

Spending limits

Set a maximum amount you want to spend in a period. For example: "Spend no more than $200 on dining this month." The app automatically tracks your transactions in the categories you choose and shows how much you've spent against the limit.

Savings goals

If you have income tracking enabled in the app, you can also create savings goals. These work the other way round: you define how much you want to save and the app tells you if you're on track.

Savings goals only appear as an option when the app is managing your income. If you only track expenses, you'll only see the spending limit option.

Creating a goal

Open Goals from the menu and tap the + button. The form has two sections:

Goal details

• Type: Spending limit or Savings (if you have income enabled). If only one type is available, the selector doesn't show.
• Name: A descriptive name like "Dining," "Monthly entertainment," or "Holiday savings."
• Target amount: You can set this in two ways:
  • Fixed amount: A specific number (e.g., $200).
  • Percentage of income: A percentage of what you earn (e.g., 30%). This option only appears if you have income enabled. The selector toggles between your currency and % next to the amount field.
• Categories: Choose which categories the goal covers. You can select one, several, or all categories.

Period

• Weekly: Resets each week.
• Monthly: Resets each month. This is the default.
• Yearly: Resets each year.
• Custom: You define the interval. For example, every 2 weeks, every 10 days, or every 3 months. You enter a number (1–99) and a unit (days, weeks, or months).
• One-time: Doesn't reset. You can optionally set an end date, or leave it open-ended.

Tracking and status

On the main screen

The summary card on the main screen has a Goals tab that shows your active goals with vertical scrolling. Each one displays the current amount against the target, the percentage used, and a color-coded progress bar. Goals are sorted by priority: those needing attention come first.

On the Goals screen

The Goals screen shows a summary card at the top with the overall status: whether everything's on track or some goals need attention, specifying which ones and why. Below that is the list of all your goals with progress bars, periods, amounts, and percentages.

Quick actions

Each goal has swipe-to-reveal actions:

• Pause/Resume: Temporarily deactivate the goal without deleting it.
• Edit: Opens the edit form.
• Delete: Removes the goal. An undo option appears for a few seconds in case you change your mind.

Statuses

Detail view

Tap any goal to see its full detail:

Stats card

If the goal has history, you'll see a summary with the success rate (percentage of periods met), the average usage percentage, and the total periods completed.

Current period

A card shows the current amount, the target, the color-coded percentage, days remaining, and how many transactions have been counted in this period.

History

For periodic goals (weekly, monthly, yearly, or custom), the detail includes a bar chart of the last 12 periods. Each bar shows whether you stayed within or exceeded the limit, with a reference line at 100%. Below the chart there's an expandable list with each past period, its amount, and result.

One-time goals don't have period history.

Alerts

The app can send you notifications at two key moments:

• Near limit: When you're approaching the maximum you set.
• Limit exceeded: When you've gone over the target.

You can turn each alert type on or off in Settings > Notifications. Alerts are automatically marked as read when you open the Goals screen or switch to the Goals tab on the main screen.

iOS widget

There's an iOS widget that shows a goal's progress right on your home screen. It's available in two sizes (small and medium) and updates every 30 minutes.

You can choose which goal to display from the widget settings. If you don't select one, it automatically shows the one that needs the most attention (the one that's exceeded or has a warning, if any).

The widget also respects the app's privacy mode.

Usage tips

Start conservative

If you don't know how much you normally spend in a category, check your history first in the reports. A limit that's too low can be frustrating and lead you to abandon the goal.

Use multiple goals

You can have simultaneous goals for different areas:

• Dining: $150/month
• Entertainment: $100/month
• Transport: $80/month

Adjust based on results

If you consistently exceed a goal, the history and success rate help you decide whether you need a more realistic limit or a change in habits.

Combine amounts and percentages

If your income varies, a percentage goal may be more useful than a fixed amount. That way the limit automatically adjusts to what you earn each period.